Katie Beckett

Nick is eligible for, and has so far been approved for a Katie Beckett (or Deeming) waiver, which helps pay some of the bills that our insurance won't cover. It is essentially medicaid for disabled children who's parents make too much money to be covered by medicaid.

When Nick was in early intervention it paid the co-pays for therapy which were substantial, at one point about $800 per month. Since he's started school, the therapies are done at school and we aren't billed. We did use it for extra PT the first year Nick was in school and for his orthotics which our insurance didn't cover.

Every year there is an annual review, which freaks me out more than any thing else, I don't find taxes anywhere as, um, taxing. And every year I debate whether to apply for it.

Anyway, the review papers came the last day of school. Of course, Nick was late for his annual physical and his doctor had retired. Plus, I didn't have a current copy of his IEP. I managed to get everything, doctor visit included done and sent everything off in the mail this morning. Then came home and realized I forgot a copy of Nick's insurance card. Argh!